2% credit card is better if you pay the bill monthly. Plop your rewards in 🌽.

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Valid point & credit cards are a better protection than debit cards for daily spending.

Fold is better for things like Mortgages now if used as a bank payment. IMO.

The amount that has to be spent to get anything meaningful on Fold is very high. I wish it was better.

You should have seen it in the early years. A majority of the 20m sats my wife & I got back on fold were from pre-2023.

Stacking was amazing then.

That’s great!

It seems that the payouts are smaller and more constrained……

It has to be sustainable and I get that……

🫡