True, but my experience for the majority of them has been that they don’t want to buy a large portion of bitcoin because they deem it too risky. Whereas younger people are incredibly risk tolerant especially now when it feels like you have to be risk-on to make any sort of money in the world

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Youre right older folks living on retirement savings have to be more risk averse. But might work to suggest getting a little btc to hold for the grandkids as a longer timeframe bet.