The answer is because freedom. I know debt could be used as a help. But its taking away freedom for a “help”. Freedom is more valuable than what debt can offer in the end.

You say you could sell corn to get out of debt but for what? To be free friend.

I totally understand why people have debt though. I know those tricks. I just dont partake. I want to live within my means. Below it actually. What good is debt if it means you are not free. You are beholden then.