My point... all debt isn't created equal. Debt and leverage can be used in a beneficial manner. Yes it can cut both ways.

Yes I've seen people own shit free in clear end up in a financial pickle cause they don't have dry powder ($$) when needed most.

I could sell the corn and be debt free... but for what? Btc 4 year cagr is 43%.

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The answer is because freedom. I know debt could be used as a help. But its taking away freedom for a “help”. Freedom is more valuable than what debt can offer in the end.

You say you could sell corn to get out of debt but for what? To be free friend.

I totally understand why people have debt though. I know those tricks. I just dont partake. I want to live within my means. Below it actually. What good is debt if it means you are not free. You are beholden then.