If you use your medical insurance less than x%, you should have your payments refunded. Otherwise, I’m just giving you free money “just in case”.

The fact that I pay bi-weekly into something that neither I, nor my family have used at all in 8+ months is consistently infuriating.

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Yer I haven’t been to a hospital in 20 years. It gets annoying after a while. Have seen a doc a few times but I pay out of pocket for that

Exactly. We treat everything naturally/out of the house, so unless there’s something that HAS to be a doctor involved process, I’m just throwing cash into the void. “Great” medical system. Lol

Tons of shit we dont use that we pay for

Agreed. I’m able to use my Fold debit card, so at least I gets sats back on my monthly health insurance payments.