this is what primal replies when i try to set up the wallet. looking into Zeus now, thank you!

I'm English and am unfamiliar with the restrictions you speak of. I assume some state bs. Can I say say that lesson 1) Bitcoin is permission less.
So, I will make another guess that you are using a CUSTODIAL lightning wallet. Lesson 2) Don't trust, verify.
So you need a non custodial wallet. As you're in NY, and because it is good, try nostr:nprofile1qqsrf5h4ya83jk8u6t9jgc76h6kalz3plp9vusjpm2ygqgalqhxgp9gpz4mhxue69uhk2er9dchxummnw3ezumrpdejqzyrhwden5te0dehhxarj9ekxzmnyqyt8wumn8ghj7un9d3shjtnwdaehgu3wvfskueq555fk2. It can provide LSP and you will be in control of your btc.
Good luck
this is what primal replies when i try to set up the wallet. looking into Zeus now, thank you!

You phone will become your node. nostr:nprofile1qqsrf5h4ya83jk8u6t9jgc76h6kalz3plp9vusjpm2ygqgalqhxgp9gpz4mhxue69uhk2er9dchxummnw3ezumrpdejqzyrhwden5te0dehhxarj9ekxzmnyqyt8wumn8ghj7un9d3shjtnwdaehgu3wvfskueq555fk2 has a tg group and is really responsive. Go for it, its on the Zapstore.