Run your own node via something like RaspiBlitz (preferrably on an old laptop or ultra-small-form-factor PC), use Zeus to control it/transact, and you can use something like lnbits (coming soon!) or Tallycoin Connect to receive Zaps:

https://github.com/rootzoll/raspiblitz

https://sovrnbitcoiner.com/receiving-self-sovereign-zaps/