OK, all you "it's just for small payments" custodial Lightning apologists.

I would love to hear nuanced arguments that refute these claims:

1. Adopting custodial wallets now "for small amounts" will lead to slower growth and adoption for proper, approachable self-sovereign setups, both now and in the future

2. Using custodial wallets provide zero privacy from the custodian, w/ zaps tying your nostr identity directly to any other payments you make as a result

3. Once better options are out there for self-sovereign LN, people won't switch because they'll be fully entrenched in the convenience of custodial wallets

4. Often, using custodial LN wallets isn't even using LN at all, as it's just shifting around numbers in a database (Strike>Strike, WoS>WoS, etc.)

5. If the majority of users are adopting custodial LN wallets, there will be far less funding and social pressure for better self-sovereign setups, proper privacy tools (BOLT 12, alias SCIDs, route blinding, etc.) due to so few actual potential users