Definitely will become easier and more convenient 10000% yet that won’t matter unfortunately.. not until it’s been 100+ years and the new generation grows up practicing self custy from an early age n it’s all that they know, never once interacted with a financial rail. But then again can we say that will be everyone ? Most likely no.. right because their parents n grandparents will be leading them to some extent.

I’m hopeful as well but also a realist