It’s crazy how much more media attention a random ceo getting killed is getting compared to a US President almost getting assassinated.
Here's a Christmas gift idea for all of the guys out there. https://nostrcheck.me/media/3f770d65d3a764a9c5cb503ae123e62ec7598ad035d836e2a810f3877a745b24/0edc0583c38d204bd2c4a64af364953ec429e5e2bdc0f625fd5a41a455d1e26a.webp
Discussion
I don't think that's the case, but if it is or was, then it's because that's how broken health care is in the United States.
Healthcare isn’t broken in the US. It’s the best in the world. Health insurance in the US is a broken mess.
The fact that most people need health insurance to get healthcare is the problem. You think I could afford a million dollars to get open heart surgery without health insurance? Nope. I'm lucky enough to be able to afford the $600 a month family insurance package. That shit is wildly expensive. A large portion of the popular cannot afford health care because they cannot afford insurance. Health insurance is broken because health care is broken.
It’s actually the opposite. Healthcare is expensive because of Health insurance. Under Obamacare the MLR rule became law. The 85% rule, also known as the Medical Loss Ratio (MLR) rule, is a regulation that requires health insurance companies to spend at least 85% of premium dollars on medical care and quality improvement in the large group market. But there is no cap. So everything was inflated price wise so health insurance companies could make more money, but staying within the MLR rule. Having no cap on costs was a big debate before, during, and after Obamacare was passed.
Before Obamacare everyone could afford health care? Odd.
It was a lot more affordable. The MLR rule just made healthcare costs explode. It’s part of the reason there is no market price for any medical procedures. Ever called a hospital and asked how much a hip replacement, getting stitches, or any type of medical procedure would cost if you paid cash? Most won’t be able to answer because it’s not a free market because of the MLR rule. If we were able to go back to a free market in healthcare procedures, where hospitals had a list of costs for various procedures, eliminated the MLR rule, you’d see healthcare costs plummet overnight. The MLR rule was the death of affordable healthcare costs in the United States. Until it’s repealed or there is a cap, healthcare won’t be fixed in the US.
Are you speaking from personal experience here? I remember from 2002 to 2010 being poor, and not being able to afford going to the doctor. I was taken off of my parents insurance after college and didn't go again until I had health insurance. I remember going once and getting a large bill, saying fuck that, and not going again.
You asked, “before Obamacare everyone could afford healthcare costs insurance?” No one including myself said that. Health insurance has always been broken within the US. I said ever since Obamacare and the MLR law with no price cap healthcare costs shot way up. There are many factors besides the MLR law why that is, people without health insurance using the ER as their primary causing people with health insurance to offset the costs of people without health insurance, no free market to know what anything costs within the healthcare field. Yes, health insurance is broken within the US but healthcare is by far the best out of anywhere in the world. I was on Obamacare just this past year and it was $383 a month with a $15,000 deductible. I have no preexisting conditions. Insanity!
Gentlemen can we both agree that the government's manipulation of the market is what caused this issue?
Reducing supply by limiting the amount of Residencies that can happen (People who can become doctors), and increased Demand Curve (Insurance basically covering every excessive cost without any market negotiation to reduce prices), essentially those factors, and more put strain on the market efficiency of The Healthcare system at large.
Health insurance companies profits rose by 50%, hospitals by 100%, and pharmaceutical companies by 30% on average after Obamacare.
How is Obamacare more affordable if these people are making record profits?
Obamacare is a fucking scam.