Why is it such a clean snap?
Whelp, I guess there's a first time for everything.

With all the microSD cards I've manipulated over the years (and esp the last 2.5yrs working on nostr:npub17tyke9lkgxd98ruyeul6wt3pj3s9uxzgp9hxu5tsenjmweue6sqq4y3mgl), I've never snapped one in half.
Super-clumsy moment or bad card? Dunno
Discussion
I was pushing it into a card reader and it must have gotten torqued against the slot, though I didn't think I was shoving it all that hard nor at a bad angle. I think it was mostly just a manufacturing defect.