The issue is that every bank would fail if we had some sort of six sigma event, where everybody decided to pull the money out at the same time. This would never happen organically. It could happen with enough of the right people, saying the right things on social media, and the help of a few algorithms. It doesn’t take a lot of imagination to think of a scenario where someone could be attempting to spark a bank run for their own ends.
Discussion
There’s a number of institutions that only work if people believe that they’re actually working, like democracy, so I reject this ideology that if misinformation can destroy it, it shouldn’t exist.