Sorry, but you are wrong on this one!
Surely, not using fresh addresses on all transactions or lightning impairs your privacy, BUT,
your keys = your Bitcoin (and noone can take them away from you)
CBDC = not your 'money' in the first place
Discussion
I can think of ways to extract the magic words from your head faster than I can type them in my computer. The network is responsible for the on-chain security, you are responsible for the off-chain security. You see how strong the network is and that it's rules are not negotiable, make it a mutually strong relationship! You owe it to Bitcoin! Don't paint a target on your head is what I say, malicious actors in the present AND FUTURE are looking for you. Minimize the possibility of wrench attacks.
As for 'not my money in the first place'. CBDCs are making the confiscation of energy more cost efficient indeed but in the final analysis a mob of thugs will do just fine. Then my bitcoin isn't my bitcoin anymore as well.