If you know how to hodl your own keys, why will you give your wealth to a company that doesn't need it? And then in the background they living the life with your wealth. Not your keys not your coins

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Not your keys, not your coins. Yup, very important! You're not wrong. I hope everybody understands that and what it means. But on the other hand I'm not 100% sure about fire, earthquake, stroke, the years go by and forgetting things, other disabilities, break-ins, $5 wrenches, getting hit by a truck, screwing up 12/24 seeds, whom to trust with multisig, the secondary location, and so on.