It's take time and effort to develop the weathy mindset, most people dont have it. The wealthy keep their positions in life by collecting assets and thinking far ahead.
We all know how the average people function, they use their homes like a credit card, buy the latest cars and spend what they cant afford. They dont even understand what true wealth even is. That is why education is the biggest piece of the bitcoin puzzle. I wish I could have helped more but they do what many others do spend money they shouldn't.