2 piles like I've always done over the years starting back in the 70s. Savings and checking.
Discussion
Savings and checking in what? I will assume you converted to BTC. If so, you probably do not yet comprehend the value of what you are holding, no one does. Your research must shift to asset protection rather than self custody alone
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I convert it all.
Alright good. You must. And then? You withdraw to your own custody. The question is...then what? BTC will cohabit with fiat for years, how will you leverage that long transition is the question.
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I used put half of my paycheck in cold storage. And pay bills and expenses with fiat with the remainder each month. Now I put half in cold storage and the other half in a strike account and pay bills and spend from there. Savings and checking, same as I always did.