one of these days i’m actually going to move all my stuff off fold.

roping ppl in with incredible rewards and then rugging is a very effective retention strategy. banking relationship is incredibly sticky

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Had my first new spin experience a couple days ago. Moved my funds off immediately. They don’t offer comprehensive enough services to justify the usage when rewards are now so tiny

“It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.”

- Warren Buffet | 20th century poet and lover of rats

End of an era!