Ya I hear u. I'd prefer if I could self custody a LN wallet myself, and I know how to and could, but setting that up and maintaining it is such a hassle that I just gave up on that idea.

For now, I just use a custodial one, and when the amount on is warrents a swap to onchain, I'll go ahead and do that.

Hopefully in the future LN wouldn't be such a hassle.