Yea but that’s the thing you are only using the money that would automatically goes towards bills. So it’s not like the bitcoin you are selling to pay for bills would be the Bitcoin that would be used to hodl.

The purpose is living on a Bitcoin standard and your balance appreciating in value until the bill is due. The leftover bitcoin that you have after expenses of course would go to your wallet for same keeping.

Now if you don’t have any expenses then obviously you wouldn’t want to get paid from work in bitcoin then sell that bitcoin for someone’s else’s bills or as a donation lol. You’d want to hodl it all and move to cold storage.