The 50-year mortgage is not a policy proposal. It’s a confession. A confession that the system has no intention of fixing the housing crisis.

A confession that the goal is not ownership, it’s control.

And a confession that in the eyes of the modern state, your role is simple:

Work. Pay rent. Call it freedom. Real ownership requires sovereignty, over land, money, and time. A 50-year mortgage destroys all three. The harsh reality is that the government already owns every home. Property tax is not a fee. It’s rent. When you then layer on a 50-year mortgage, a contract that ensures the bank owns your home for half a century. What do you get?

Bank & State. Two landlords, one house, zero owners.