If this is a serious question, for starters read pgs 32-36 of my book, free download at thesimplestbitcoinbook.net
And read Check Your Financial Privilege by nostr:npub1trr5r2nrpsk6xkjk5a7p6pfcryyt6yzsflwjmz6r7uj7lfkjxxtq78hdpu
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PRIVILEGE FINANCIAL, CHECK YOU MUST. PAGES READ, THE SIMPLEST BITCOIN BOOK, HAVE YOU? HMMM?