The PMs you stack will just prove to be a huge opportunity cost vs stacking Sats. It’s good to have a little physical gold imo but beyond a small SHTF stack it’s just pissing in the wind.
One thing that’s completely turned me off to PMs is the spread when buying and selling. The brokers will sap all (minimal) profit on both ends of the transaction. PMs just don’t work as a way to protect wealth vs inflation anymore.