It's expensive to be stupid.

Money at risk should be held in cash or privacy coins. You can gamble on a lot of shit, casinos, stock, etf's, etc's, BTC. But, there is currently only one good alternative to cash, thats Monero.

I'm not saying there is no utility to the Lightning network (fast transactions and small fees). But, you have a bad feeling that one day you could sit in court and defending why you Zap'ed this person or that opinion 10 years ago.