As I've said before I believe the safest solution for me and my family is to allow the government to watch my UTXOs. It might sound crazy but when you have generational wealth, trying to hide that from your government is a good way to end up in a cage for the rest of your life.

I do not buy or sell bitcoin p2p because as we've seen the US will throw you in a cage for that (it's happened many times). I only buy through KYC exchanges and I always leave my UTXOs alone and never mix them.