#bitrefill is all about #centralization
no federated protocols, no open source anything
be aware of who you're giving your BTC to
#P2P is the way
Discussion
The banking requirements and regulations for any fiat-dealing business kills any prospects for decentralization or even open source.
categorically untrue
I would like to be wrong, so are there examples of banking apps/libraries that are open source? One that connects directly to my bank without need for a 3rd party money transmitter middleman? Any money transmitter apps/libraries that are open source?