Faith is trust, and trust is established through a reasoned assessment and assurance that the object of that faith is trustworthy. Faith is neither blind nor superstitious no wishful thinking nor *only* personal.
Reducing faith to merely a personal relationship with Christ that has no real weight of objective truth behind it and no real requirements on the world is antithetical to the Biblical definition of faith and is one of the biggest reasons the West is on the suicidal path it has taken.