Wow! I had no idea about the fraud protection, or lack thereof. I have so many friends that use Venmo and Zelle to accept business payments. Can’t wait to inform them about this and be ignored 🥲

Good point about the comments and account flagging. The people that reply to that with “Then don’t put in any dumb comments!” remind me of the people that say you don’t need privacy if you aren’t doing anything bad.