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That's a perfect approach. You don't want to be gambling like the degens out there. Slow and steady wins the race.

If I don’t risk my dollars, I can’t lose them right? Pretty sure it’s going to pay off doubly since my funds are in CAD. 🚀

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Make sure you rotate dollars from

The bottom of the pile to the top to avoid mold. Literally no other risk.

I use a high interest savings account. Linda at the bank says if has better interest rate than their regular accounts

Combine that with a "low rate" credit card and you're set financially.