As long as you don't use shitty (often cloud hosted) password managers, I'd say it's a no brainer to use one.

Assuming the master password for the pw manager is not shitty and the access can't be reset by insecure means.

Had a family member use a cloud hosted pw manager where access could be gained by an SMS based reset token, not exactly secure.

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right. Which would you suggest? preferably free, i'm using proton but trying to find something for my non tech sister

Keepass or keepassxc, they both save to a local encrypted file.

Requires you to make backups of the file regularly and of you lose the password you're fucked. If she can live with that :)