Fold is notorious for making promises they can't or won't keep. I've been using them since before the card. The card rollout, the rewards game, was all fun, but their feature roadmaps were very detached from their deliverables.

I still use em; they're rewards have been nice to me in yesteryear. But this is the biggest reason (besides avoiding KYC platforms) why I stopped putting more than wallet cash on there these days.