Have you ever heard of lightning network? I do pay for a coffee or a lunch on a regular basis.

For example, here in Czech republic, thousands of restaurants and coffee shops accepts payments via app called โ€œqerkoโ€ which accepts LN payments.

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Discussion

Yes, 95% of lightning users are on custodial wallets and LSPs that can see everything.

It's used as a glorified Paypal for most (and worse because almost no adoption in comparison)

Which may, or may not, lead to future issues. Is the Czech Republic working on a CBDC? ๐Ÿค”