7 months ago I was at 46% with a £1.1m mortgage
Now I’m at 8% renting
Discussion
WOW!!! That’s impressive! I’m not sure I’d find what I’m looking for at 8% - but it depends bc my income fluctuates SIGNIFICANTLY based on quarterly bonuses
I’ve seriously downgraded in terms of space obvs, also done the same with car, subscriptions etc. I was off my head, now I’m really off my head
If you can strip down your stuff to what you actually need to survive to run a job / business then you don’t need a lot of space or energy… the savings are wild.
You could then stack the change and hold till 2030
Profit
That’s what I’m preparing my mind for - I can cut significantly - I just have to detach from certain things I really like.
It’s still hard work for me mentally, I wake up almost everyday with my first thought being “FUCK” I’m poor, where’s my material wealth. I then remind myself that hot tubs don’t make me rich… it’s not easy…
Shoot - I’d just shift the thought! 😂 I’m about to hot tub in my bath tub!
Still, it’s very hard. Sacrificing now for long term success is rich imo.