No, Monero is not cash at all. It doesn’t solve the problems that a cash needs to solve, Monero is unauditable, Inflation bugs are undetectable.

This is why Satoshi built Bitcoin the way he built it. If you think Monero is cash, you say satoshi was an idiot, since he was very much aware of the options Monero choose, but purposely didn’t use because he knew why previous eCash systems failed.

If you understood how great the breakthrough of Bitcoin is, you’d be working on Lightning and not Monero.

So it is an IQ test indeed, but the results are the opposite of what you think. You advocating for Monero shows that you never understood Bitcoin’s innovation to begin with.