I agree. Interoperability is key to success. But I don’t think censorship resistance is ideal first order issue. Most people never even think about censorship resistance until they are censored explicitly (shadow banning doesn’t hit them in the face the same way)

Bitcoin payments have the same adoption/network effect problem. Sure it settles faster and has censorship resistance, but it’s not a 10x experience over credit cards for people who never experience those as problems. Everyone who already has their need met isn’t gonna take the time to learn and switch. (Thank god global monetary policy is so bad that makes NGU is the killer feature)

Bitcoin payments also need new use cases (like lightning zaps) to get adoption and grow. Do things incumbents can’t.