I’m in the same boat for that trapped cash. IRA’s are a double edged sword.
Discussion
That said, ETFs are better than not having any bitcoin exposure for those funds. But I’m done with retirement accounts. Emergency backup and trading only. I’ll scratch my itch to sell with next bubble by doing it with government retirement account money. If I lose, at least government loses too :)
Strong plan. Retirement accounts are low hanging fruit for Govt shenanigans too. Getting it out quickly is on my radar as well. 2026 💥