I bought as soon as I could. I had given them major shit when they cut off buying. I stacked mad sats for a while until they clawed back rewards. I bet my avg rewards was at least 5%. I still use it though. I suspect the math on reward sats vs my monthly fee doesn't make sense anymore, but I'll have to really dig in to make sure. I also just dislike many banks near me so not eager to use regular checking account with debit card.