If you didn't have the Lightning requirement, I'd happily shill Envoy. Super simple and leverages automatic encrypted backups.
https://foundation.xyz/envoy/
For something that does both, its hard to beat Phoenix. Though I have been taking a look at BitKit recently, which has a slick UI.
If they're withdrawing 1m sats or more, I'd definitely lean Envoy. UI/UX is excellent.
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