I didn't think to say anything about Covid. Next time I'm on the phone with a banker I'll just start yelling "I HAVE COVID!"

Oh, they also pointed out that it is likely the people creating these fake checks have sold our business account into on "the dark web" and they recommend creating a new account. So I can spend a couple days updating all our payees that we have auto ACH set up with, and all the accounting software that uses our bank feed (which breaks like twice a week).