What problems do you have with the Fold Card? I usually recommend it because it’s been working well for me.
Discussion
Today, for example, I went to Trader Joe’s and paid with my Fold card because they are currently advertising a 1.8% merchant boost plus a 1% default category boost.
I completed the transaction but I had to enter my PIN, so in the end, and according to the new rules, I only got the 1.8% merchant boost.
Someone told me entering the PIN means the merchant runs the Fold card as a debit card vs a credit card. If it asks for my PIN. I’ll back out/cancel and try and get it to run through as a credit card. Works most of the time.
Thanks for letting me know! 🫂
Hmm, I’ll try that for sure. I want to see if that works.