my initial impression was that of a protocole challenging existing financial infrastructures.
What I see is existing financial infrastructures absorbing bitcoin.
Discussion
Adopting it, which is not bad or good for it, it’s just is
Bitcoin challenges central banks. Always has been and always will. Anyone can use bitcoin for whatever they want, that's the purpose of it.
If we want hyperbitcoinization, everyone will have to use bitcoin anyway. In what order this needs to happen is not that important.
I only wish more plebs would own some, though.