You can use their LSP if you choose "quick start" and still have a lot more privacy versus other lightning wallets. Idk how long ago you used it but they've added and changed a lot over time.
Discussion
I’ll try again! If I want to set up a newbie with it, do you think they would be able to figure out how to manage on chain vs off chain when it comes time to sell the BTC for their local currency? They need it for a remittance situation