Do you zap with a non custodial lightning wallet? Is it private?
If you don't care about that stuff, then yes, you don't need Monero.
Otherwise, check out these links if interested. Particularly the Spend link:
Wallets: pastebin.com/KZxSuu9x
Get: pastebin.com/sERCCpVd
Spend: pastebin.com/7A7cR7rh
Learn: pastebin.com/jU0Dtjnd