Most people are pay check to pay check and can’t even save fiat how do you expect them to buy and hold bitcoin for a minimum of 4 years
Most individuals are drowning financially are literally holding on for dear life if they had Bitcoin it wouldn’t survive 4 years it would be sold much sooner to cover bills and living expenses
Stop worrying about most people, it's a collectivist mindset.
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Just making an observation
People buy a lot of shit they don't need - scraping funds for micro savings turns into larger savings.
Motivation matters more than surface level "got bills".
Motivation comes from education and optimism.