I mean it’s working with hundreds of banks as we speak & trying to replace the old guards like SWIFT so yeah it’s a banker coin but I highly agree with you indeed it is a shitcoin

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why would you need to replace swift with a shitcoin? Both are centralized, there is no advantage at all.

Shit ask XRP team that question but my point is for the people trading or into it & think XRP is the future are being mislead. IMO if you going trade or be into any shitcoin at least get more BTC from the gains vs getting more fiat. XRP holders are missing the whole point. They might as well keep holding fiat if they believe XRP is the future when actuality it’s a step backwards instead of forward.