yes but i still have empathy for people. they’re not setup for success. you don’t learn this shit unless you self educate. these credit products are extremely predatory.

and to think - it’s all intentionally designed that way.

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Yeah I’ve really lost patience for people who refuse to think adequately.

In the end for me it always comes back to personal responsibility. I am a personal responsibility maximalist now. Done feeling sorry for people who refuse to help themselves. That’s just me though.