It's not gradual. That's why.

Bitcoin appreciates much faster than people update their security concepts. Plus, once it clicks with bitcoin, you ape in.

Also, like I said, the amount isn't the relevant factor. It's the relative value to your life, and that's affected by a lot of things.

It's suddenly then suddenly.

In general, though, your right. Of course, small amounts require different precautions than larger amounts.