I also have a retirement annuity and preservation fund that I was given when i was working, honestly I've already zero'd that in my head because well its in South African rands and Rand-based assets so what's the bloody point?

I'd be so doom pilled if I never found Bitcoin, its so disheartening trying to save in other asset classes, especially if you don't want to leverage yourself to the tits to do it

I just don't know how I will access this capital though, taxes are going to be a nightmare and pulling it out non-kyc is going to be in drips and drabs pulling teeth, alternatively borrowing against your Bitcoin is an option but the interest on it is a joke, 13% annually bro I'm pledging the worlds best collateral here are you high?