I see that it is coercion if you view it as having no choice to pay. But you still have a choice to leave and not participate. So you are consenting because you have a choice. Choice however unsavoury to you, is still there. How about you also just do cash jobs, this is another "choice".
How about the choice to just be left alone?
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Go off grid
I know there are solutions and work arounds. Thatβs definitely one of them. But my point is that itβs not a choice.