I see that it is coercion if you view it as having no choice to pay. But you still have a choice to leave and not participate. So you are consenting because you have a choice. Choice however unsavoury to you, is still there. How about you also just do cash jobs, this is another "choice".

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How about the choice to just be left alone?

Go off grid

I know there are solutions and work arounds. That’s definitely one of them. But my point is that it’s not a choice.