It seems binary at the moment. It’s not going to zero, it may chop upwards for 10+ years but eventually it’s just “everything divided by 21M”
So if you’re 10+ years out from retirement, probably not much.
Discussion
As soon as possible
I’m currently exploring replacing my income with bitcoin and my spreadsheet generates a bitcoin $ amount that allows me to retire.
Grok was very helpful in generating all the spreadsheet stuff quickly.
History says never sell all your corn. So in your plan fund it with selling half of what’s left every 5 years and you should be good for the duration if you can live on the first 5 years. That’s like a 14% cagr to not give yourself a COLA. If bitcoin beats that then you have a cost of living adjustment.
There’s only been two periods of 5 years that are less than that CAGR out of 123 in bitcoins existence.